The importance of getting witness contact information at the scene of the accident

Why Collecting Witness Contact Info at the Scene of an Accident Is Important There are roughly 6 million car accidents in the United States each year, and about 3 million people are injured in vehicle-related collisions annually. The good news is that Illinois ranks 40th on a list of the states with the most car…

Understanding your Insurance Company Subrogation Rights When You’re in an Accident

Insurance Company Subrogation Rights When You’re In an Accident Unless you actually work in the insurance industry, you’re probably among the many people in Illinois not familiar with the term “subrogation.” If you’ve been in an accident that wasn’t your fault, however, it’s a term you’ll want to know and understand since it applies to…

Why Under-Insured and Uninsured Coverage Matters When an Accident Occurs

When a car accident occurs in Illinois, drivers have no control over who’s involved with the incident or what kind of insurance they have. If you are involved in a vehicle-related accident, you may find that the responsible party has little or no insurance. Fortunately, there is a way you can protect yourself against situations…

Teen Admits to Texting Behind the Wheel: Here’s the $120,000 Verdict

The increase in cell phone usage in the Chicagoland Area means distracted driving is leading to more and more severe accidents. The National Safety Council (NSC) states that roughly 24% of every traffic accident (around 1.2 million) each year is correlated to drivers talking or texting on their phones behind the wheel. The NSC also…

Pedestrian Accidents Increase in McHenry County, IL

The number of fatal car accidents involving pedestrians in McHenry County surged last year, with 22% of all fatal car crashes involving pedestrians. From 2011 to 2014, the percentage of pedestrian accidents dropped in McHenry County. However, that streak of good fortune has come to an end. Out of 18 fatal crashes last year on…

What We Learned from the I-90 Tragedy

This February, the Rockford University community was devastated by the news of a tragic car accident, in which two students died and two more were injured. Ever since, students, teachers, alumni, and the victims’ families have been in mourning, and there has been an outpouring of support from the community. At a candlelight vigil at…

What to do when you have been in an accident.

When injured in an accident, report the claim to your insurance company as soon as you can. When you have a car crash, your insurance company will take care of the property damage if you have full coverage and will often times have a medical payment policy that will pay some or all of your…